great erie fcu auto loan rates

great erie fcu auto loan rates

Come visit us if you want to open a convenient checking account, take advantage of higher savings rates, or apply for mortgages, auto financing, credit cards, and personal loans. We also share information about your use of our site with our social media, advertising and analytics partners. Rate based on creditworthiness and term of loan. Higher returns on savings instruments. Monthly payment per $1,000 borrowed at 9.74% APR (after automatic payment discount applied) over a term of 12 months is estimated to be $87.80, over a term of 84 months is estimated to be $16.47. The Annual Percentage Rates disclosed below with an asterisk ( * ) represent the lowest possible APR for that Auto Loan. Electronic statements put your financial details at your fingertips. For more information about DrivingSense, call 716-662-1311, Option #5 or visit Great Erie today! The privacy and security policies of external websites will differ from those of Erie Community FCU . Click here for the latest mortgage rates! The value of new vehicles is determined by MSRP, and the value of used vehicles is determined by Retail Kelley Blue Book. 2023 Kinecta Federal Credit Union | All Rights Reserved | Federally Insured by NCUA. Car Loans | NY Auto Loan Rates | Vehicle Loan | Great Erie FCU Auto Loans from Great Erie Federal Credit Union in New York come with a no-haggle, no-hassle guarantee. If you click "Continue", an external Website that is owned and operated by a third-party will be opened in a new browser window. What can you do with some extra money? How long will it take to pay off my loan. All Rights Reserved. We use the most sophisticated security techniques to safeguard your online account information. Need extra cash to purchase rental property? The expertise is universal. 5MYPRO RATES TERMS & CONDITIONS - clickhere. Dividends accrued daily and paid monthly. You'll find rates as low as 6.24% APR*! An estimated mortgage insurance payment has been included in the payment example for illustrative purposes. You will be approved for a line of credit based on the available equity of your home. The dividend rate and APY are subject to change monthly without notice at the discretion of the Board of Directors. *Annual percentage yields (APY) are accurate as of effective date above. The displayed Annual Percentage Rates (APR) for the loan products shown in the table above reflect the interest rate and the approximate cost of prepaid finance charges, including points, but does not include other costs or discount points. Great Erie Federal Credit Union's ABA/Routing Number. *A .25% discount off your qualifying APR is available. Find the right car, at the right price and with our SMART Approval get pre-approved for the financing you need before going to the dealership! Payment example excludes taxes, insurance, and UFMIP; total payment will be higher. Auto Loans Link will open in a new window/tab. Have some of your Direct Deposit funds automatically sent to your Great Erie Savings Accounts. For immediate service, please contact: (419) 465-2091 and share that you are a member or eligible member of Erie Community Federal Credit Union. Question about Online Bill Pay? Membership eligibility required. Some restrictions apply. Apply for a new, used or refinance your current auto loan from another financial institution or to purchase a vehicle from a non-participating dealer, when you select this option. Youre ready to start sending and receiving money with Zelle. . Erie Community FCU has partnered with SallieMae to offer student loans. Let's find out. We have partnered with Zelle to bring you a fast and easy way to send and receive money with friends, family, and people you know. Select your U.S. mobile number or email address and deposit account, Get E-Statements several days before you would receive a paper statement, Receive an email alerting you when your E-Statement is ready for viewing, Easily track down a specific transaction or look for big-picture spending and saving trends, Cut down on paper use, which is good for the environment, Print or download a copy of your statement within three months, Enjoy the security of Great Erie safeguards, Reduce the risk of identity theft that comes from putting paper statements in the mail, Go into your Online Banking account and click on the "E-Statement" icon under "Services. That's why Kinecta members are always money ahead! src="https://www.facebook.com/tr?id=2728874190690206&ev=PageView&noscript=1"/>. With Zelle, you can send money directly from your account to enrolled recipients in minutes, all from the convenience of online banking or our mobile app. 10-year draw period followed by a 20-year repayment period. Have you ever considered what might happen if your vehicle is stolen or damaged beyond repair? Deposit Account Rates | NY Credit Union Rates | Great Erie FCU The actual rate you receive is determined by a combination of factors, including credit qualifications, loan amount, collateral, down payment and terms. APR = Annual Percentage Rate. We also share information about your use of our site with our social media, advertising and analytics partners. The financing is local. Our friendly professional staff will greet you warmly, answer your questions, and assist you with your financial needs. Rate and payments may increase after consummation. Credit card approval depends on creditworthiness and other qualifications. Visit Erie Community FCU for the best vehicle loan rates around! 112-month liquid certificate: Additional deposits are permitted at any time prior to maturity. Best car loan rates I could find anywhere. A certificate is a fixed rate, fixed term account and the stated APY applies to the initial term. Programs, rates, and terms and conditions are subject to change without notice. Personal loans offer flexibility of terms and competitive rates while a share secured loan offers a lower rate and uses your share savings account as collateral. Erie FCU makes all final decisions regarding vehicle value and proper rate. Rates effective as of June 1, 2023.Printable rate page. Benefit from lower monthly payments while enjoying the flexibility that comes with owning your own car, truck, or SUV. Get pre-approved, today! *APR = Annual Percentage Rate. Minimum repayment term is 12 months, maximum repayment term is 84 months. The credit card rates information is accurate as of the effective date of publication. All loans subject to credit approval. 1APY = Annual Percentage Yield. Give us a call at 855-824-6656 seven days a week from 7 a.m. to 1 a.m. To sign up for Bill Pay, you must have a Great Erie Checking Account. They will be happy to answer your questions and move your business goals forward. Various trademarks held by their respective owners. *Dividends are earned on the average daily balance and paid monthly. Once youre approved, you simply draw money as you need it, and the payment is based on your outstanding balance. Dividend rate and APY may change monthly and is equal to 2-Year Share Certificate (rate in effect on the last day of the previous month). Cut down your postage costs. Contact our Lending Department for more details. Must have a minimum of 3 months direct deposit at Erie Community FCU. Great Erie FCU is a not-for-profit, cooperative financial institution; our goal is to help our membe Great Erie Federal Credit Union Please call 1-800-480-0494 option 8 for additional disclosures. A substantial penalty will be assessed on funds withdrawn prior to maturity on all Term Share Accounts. Bump-up rate will match the then-current 18-Month Bump-Up Share Certificate rate in effect at time bump-up option is exercised. North Coast Business Lending was created to provide small business loans for ourmembers who own their own companies. Dividends are compounded monthly and fees may reduce earnings. Additional deposits are permitted at any time prior to maturity. To qualify for the .25% discount, member must have an Erie FCU checking account with direct deposit and enroll in auto pay/payroll deduction. Membership Eligibility Required. Payment example excludes taxes and insurance; total payment will be higher. Not applicable with 18 month and 5 year share certificate products. What will my equipment lease residual be? ", Your Great Erie Federal Credit Union Account Number. Great Erie is well-capitalized with a Net Worth Ratio of 9.80. Deposit Rates Link will open in a new window/tab. Copyright 2023 Erie Federal Credit Union. Were here for you! Whether you're looking for a gas-sipping sedan, kid-carrying SUV, or cargo-hauling pickup, Great Erie can steer you to an auto loan that won't put a big dent in your monthly budget. Interest rates, points, and Annual Percentage Rates (APRs) may differ by product and State and be adjusted based upon your credit history, loan-to-value (LTV), occupancy, property type, loan amount and loan purpose. There's no need to make an extra trip to the credit union when you receive a payroll, pension, or Social Security check. Deposit Rates Contact Us. Auto Loans Link will open in a new window/tab Apply Online Payment example excludes taxes and insurance; total payment will be higher. Rates effective per date listed at top of table. Auto loans only. Log in to your accounts early in the morning, late at night, or after sleeping in on weekends. All Loan Rates are Subject to Change - Contact Erie FCU for additional Information. APY may change without notice until the account is opened. The Annual Percentage Rates disclosed below with an asterisk ( * ) represent the lowest possible APR for that Auto Loan. content management, website design, e-commerce and web development services in Erie, Pennsylvania, Below are a list of calculators that are designed to meet your personal loan needs. A substantial penalty will be assessed on funds withdrawn prior to maturity on all Term IRA Certificates. Send payments electronically to almost every business or organization in the U.S. Stay organized by viewing all your bills in one place, Make one-time bill payments with just a few keystrokes, Schedule recurring payments - such as utilities - months in advance, Arrange for notifications reminding you when certain bills are due, Verify recent payments and review past payments, Reduce the risk of paper checks being lost in the mail. You'll find rates as low as 6.24% APR*! Consult your tax advisor regarding deductibility of interest and charges. You work hard for your money. Loans subject to credit approval. You'll get access to your money faster, and eliminate the risk of a lost or stolen check. Great Erie Federal Credit Union, serving Buffalo, NY and all of Erie County, offers valuable banking solutions including Checking Accounts, Savings Accounts, Loans, Mortgages, Auto Loans and more. Electronic statements from Great Erie help you stay organized and better informed of your account activity. Go to the DrivingSense CarBuilder calculator where you can build your car from the comfort of your own home. Dividends are paid at the end of the period from current income and available earnings after required transfers to reserves. If you click "Cancel" you will be returned to our Website. Online Banking | NY Credit Union Online Banking | Great Erie FCU Easily start today using just your email address or U.S. mobile number. 4000 N. Buffalo RoadOrchard Park, NY 14127. Unless you indicate otherwise, at the time of maturity the certificate will be reinvested into the 18-month Share Certificate term (without the bump-up option) at the then-current rate in effect. We do not manage the content of those sites. A second mortgage is a fixed rate with a fixed term, and the loan amount is a lump sum of money. A HELOC is a revolving line of credit with a variable rate in which the equity in your home serves as collateral. Bank Online, with our Mobile App, or visit one of our conveniently located branches in Orchard Park or East Aurora, New York. Please include what you were doing when this page came up and the Cloudflare Ray ID found at the bottom of this page. Contact us to determine your qualifying APR. Full income and asset documentation are required. Payment example: 60 months at 7.90% Annual Percentage Rate with no payment protection produces a payment of $20.24 per $1,000.00 borrowed. Your monthly account statements are far too important to get lost in the junk mail or buried in piles of paper inside your home. 3Federal Housing Administration (FHA) Conforming and High Balance Fixed Rate Mortgages. Rates Preliminary Information Great Erie FCU 4000 N. Buffalo Rd Orchard Park, NY 14127 Phone: 716-662-1311 2023 Fiserv, Inc or its affiliates We do not manage the content of those sites. How much will my equipment lease payments be. Click on the "Bill Payment" icon and you're ready to go. How much equipment can I afford to lease? The service is local. *A .25% discount off your qualifying APR is available. All Rights Reserved. Your insurance settlement might not be enough to pay off your auto loan. For complete account terms and conditions refer to the Agreements and Disclosures booklet. We have implemented Multi-Factor Authentication (MFA) for Online Banking users. | Online Application. There is no requirement or obligation to purchase insurance from the Credit Union or any subsidiary, affiliate, or particular unaffiliated third party as a condition to obtaining a loan, and a decision as to insurance agents will not affect the credit terms in any way. If you click "Cancel" you will be returned to our Website. Maximum loan amount is $100,000.00. 1APR = Annual Percentage Rate. You can email the site owner to let them know you were blocked. Next, sign in to your Online Banking Account. Refer to your Agreements & Disclosure booklet for terms and conditions applicable to specific accounts. Bank Online, with our Mobile App, or visit one of our convenientlylocatedbranches in Orchard Park or East Aurora, New York. Complete your online application to get a pre-approval to finance your next vehicle. Applying for an Auto Loan with the Erie FCU is now more convenient than ever! Read on. Withdrawals exceeding 50% of the start of day balance are subject to penalties. Great Erie Federal Credit Union is a full-service credit union serving the Buffalo and Erie County area including Hamburg, West Seneca, Orchard Park and East Aurora, New York. For more detail, visit our website specifically for this business lending partnership at: Our North Coast Business Lending partners are qualified, seasoned lenders who are experts at helping. Auto Center | ErieFCU.org At Great Erie, we offer a long list of online services that bring banking into the 21st century. At Great Erie, we make an extra effort to pay higher rates on savings accounts, Money Markets, Term Share Certificates, and Individual Retirement Accounts. Rates are subject to change at any time and are not guaranteed.We provide links to third party partners, independent from Erie Community FCU . Other Vehicle Loans Find Loans for Other Vehicles. Erie Community FCU is proud to be a part of The North Coast Business Lending, LLC, a joint venture of ECFCUand several other local credit unions to offer competitive rates to underwrite our members small business lending needs. At the Great Erie office in Orchard Park, New York, you'll get all the great benefits a credit union can offer. Interest rate is fixed for loan term. Rates effective per date listed at top of table. 3Personal Line of Credit- Subject to credit approval. The premium varies based on your specific loan transaction. Payment example is based on an $800,000 loan amount with 45-day lock pricing and $2,000 in other Prepaid Finance Charges. Rates effective per date listed at top of table. Quoted rates are for an owner-occupied single-family residence property, refinance transaction with a loan-to-value ratio of 70% and minimum FICO score of 760. Loans subject to credit approval. We are proud to be a credit union and live by the credit union philosophy of People Helping People. Our goal is not for profit but for service, so we aim to offer our members the very best in rates and service. Your car is your home away from home, so driving what you really want is pretty important. Fixed-rate payment example is based on a $300,000 loan amount and high-balance fixed rate payment example is based on a $600,000 loan amount, both with 45-day lock pricing and $2,000 in other Prepaid Finance Charges. Payment example: 60 months at 7.90% Annual Percentage Rate with no payment protection produces a payment of $20.24 per $1,000.00 borrowed. Contact us to determine your qualifying APR. Thats it! Click to reveal We also have a great track record of financing small entrepreneurs and underwriting rental real estate as well as equipment financing. Make it work as hard as possible for you. The Annual Percentage Rates disclosed below with an asterisk ( * ) represent the lowest possible APR for that Auto Loan. Everywhere you look, technology is making life easier. ** Dividends are earned on the average daily balance and paid quarterly. Ask us how ECFCU and the NCBLC can help grow your business! Your complete auto buying resource! Copyright 2023 Erie Federal Credit Union. And if your idea of fun is weekends on the water, we offer affordable financing for boats as well. Great Erie Federal Credit Union, serving Buffalo, NY and all of Erie County, offers valuable banking solutions including Checking Accounts, Savings Accounts, Loans, Mortgages, Auto Loansand more. These rates are not guaranteed for the current dividend period. Erie Community Federal Credit Unions goal is to be your primary financial institution. Let us help you determine the best path to take. Well help you discuss the advantages and disadvantages based on your current mortgage status. Great Erie Federal Credit Union's high dividend rates are designed to put your finances in a better place. Here's the information you'll need to provide to your employer or the U.S. government: Looking for a faster way to build up your savings? All Rights Reserved. Spend less time writing checks. **APY = Annual Percentage Yield. * Insurance products sold through or in the credit union are not insured by the National Credit Union Administration (NCUA) and are not issued, guaranteed, or underwritten by the Credit Union or the NCUA or any other federal government agency.

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